Legal Documents Required for Buying Flats in Calicut

Calicut, with its rich history, vibrant culture, and scenic beauty, is a captivating city that attracts many seeking a comfortable life. Calicut is one of the best cities in Kerala that offers a very easy and secure life. If you’ve set your sights on a dream flat in Calicut, congratulations! But before you celebrate with keys in hand, there’s a crucial step – ensuring all legal documents are in order. This blog serves as your guide to the essential legal documents required for buying a flat in Calicut, empowering you to navigate the process with confidence.

Why are Legal Documents Important?

Proper legal documentation safeguards your investment and protects you from future disputes. These documents establish clear ownership, verify the property’s legality, and ensure a smooth transaction. If you are purchasing a flat for the first time and if you are unaware of the legal and other factors, do check the questions to ask when buying an apartment in Calicut.

Essential Legal Documents for Flat Purchase in Calicut:

Sale Deed

This is the most crucial document, acting as definitive proof of ownership transfer from the seller to you. It details the property’s specifics, sale price, and payment terms. Ensure the sale deed is registered with the sub-registrar’s office.

Title Deed

This document traces the ownership history of the flat, showcasing an unbroken chain of ownership. It verifies that the builder in Calicut of the flat you are going to purchase has the legal right to sell the property.

Encumbrance Certificate (EC)

An EC issued by the sub-registrar’s office confirms whether the property is free from any legal or financial liabilities like loans, mortgages, or outstanding dues. A clear EC is essential for a smooth transaction. 

Building Approval Plan

This plan, sanctioned by the local municipal corporation, verifies that the construction adheres to all building regulations and safety standards. It ensures the building’s legality and structural integrity.

Khata Certificate

Issued by the local municipal corporation, a Khata certificate identifies the property uniquely and specifies details like property tax assessments and ownership information.

Occupancy Certificate (OC)

This crucial certificate, issued by the municipal corporation after a final inspection, confirms the building’s completion as per approved plans and its suitability for habitation.

No Objection Certificates (NOCs)

These certificates, obtained from various authorities like the electricity board, water supply board, and fire department, confirm that the property has no outstanding dues and meets necessary safety regulations.

Additional Documents (Depending on the Situation):

Here are a few additional tips and insights for first-time home buyers in Calicut:

Agreement for Sale

A preliminary agreement outlining the purchase intention, sale price, and payment schedule, signed before the final sale deed.

Payment Receipts

Maintain records of all payments made to the seller throughout the purchase process.

Society Maintenance Bills (if applicable)

In the case of apartments within a society, ensure any outstanding maintenance bills are settled before purchase.

Power of Attorney (POA)

If someone is representing you in the buying process, a notarized POA is required.

Conclusion:

Calicut is the ideal city for apartment buyers and purchasing a flat is a significant investment. By familiarizing yourself with the required legal documents and following these tips, you can approach the process with confidence and ensure a smooth and secure transaction. Remember, due diligence is key to a peaceful ownership experience. Now, go forth and turn your dream of owning a flat in Calicut into a reality! Before you give the full payment for a flat it is highly recommended to check and collect the legal documents required for buying a flat in Calicut. This will ensure that the deed you make is secure life long.